Available ATM Programs

Cardtronics offers ATM programs to fit any need and any preference. Our experienced sales associates can help you determine which program is best for you based on your number of locations, existing foot traffic, desired level of involvement, and other criteria. We offer three primary programs:
  • Ownership: You bear much of the responsibility for your ATM and enjoy the greatest revenue potential.
  • Partnered: Cardtronics provides the ATM; you provide the ATM vault cash.
  • Turnkey: Cardtronics owns, installs and manages every aspect of your ATM… your transaction revenues are lower but your costs are virtually non-existent.
 

 

Ownership

Partnered

Turnkey

 

Your Transaction Revenue

Highest

Mid-Level

Lowest

 

Responsibilities:

 

 

 

 

Purchase & Own ATM

merchant

Cardtronics

Cardtronics

 

Provide and Load Cash

merchant

merchant

Cardtronics

 

Provide and Replace Supplies

merchant

Cardtronics

Cardtronics

 

Provide First Line
Maintenance

merchant

merchant

Cardtronics

 

Provide Second Line
Maintenance

merchant

Cardtronics

Cardtronics

 

Communications

merchant

merchant

Cardtronics

 

Electricity

merchant

merchant

merchant

 

Transaction Processing

Cardtronics

Cardtronics

Cardtronics

 

ATM Monitoring and Support

Cardtronics

Cardtronics

Cardtronics

 

24/7/365 Help Desk

Cardtronics

Cardtronics

Cardtronics

Ownership ATM Program
The ownership ATM program, most appropriate for many smaller retailers, gives you complete control over your ATM program. You are responsible for purchasing the ATM, loading it with cash, performing routine maintenance and problem solving (called First Line Maintenance), rectifying larger issues with the machine should they occur (called Second Line Maintenance), replacing typical supplies such as receipt paper, and providing electricity and communications. Cardtronics provides processing for your ATM to enable its operation over the electronic funds networks, monitors the health of your ATM, and provides 24/7/365 support for you and your ATM customers. We are there to help you resolve any problems that might arise, and we offer service packages to cover the costs of any ATM repairs that may be needed. Cardtronics can also supply you with a great deal on your ATM equipment, including professional installation.
With an ownership ATM program, you take on a great amount of the responsibility for your ATM, but you receive the greatest direct economic reward.

Partnered ATM Placement Program
In a partnered ATM placement program, you and Cardtronics share the responsibilities and revenues. You are responsible for loading the ATM with cash, performing basic maintenance (First Line Maintenance), and providing electricity for the ATM. Cardtronics owns the ATM, provides maintenance for more complicated problems (Second Line Maintenance) and replaces basic supplies such as receipt paper. Cardtronics is also responsible for processing ATM transactions, providing 24/7/365 customer support, and monitoring the ATM.
In a partnered arrangement, you do not pay for the ATM or major equipment maintenance and repairs. The financial burden of the program falls on Cardtronics while you manage day-to-day operational matters. Your direct earnings will typically be less than those from an ownership ATM program.

Turnkey ATM Program
Typically reserved for merchants with high transaction volumes or large numbers of prime locations, the turnkey ATM program provides the benefits of an ATM program with none of the operational or financial burdens. In most cases, your only responsibility is to provide a place to locate the ATM and an electric outlet to power it. Cardtronics owns the ATM and performs all operational tasks including cash management and loading, supply replacement, maintenance, customer care, and processing.
With a turnkey ATM program, you may earn a share of revenue from each transaction, a set monthly placement fee, or some combination of the two. Your direct program revenue will typically be lower than the other two programs on the same transaction volume. You will earn direct revenue from the ATM and enjoy all of the traffic driving and cash usage benefits of an ATM with no financial or operational risk.

Choosing Your Program
Determining the most appropriate ATM program to meet your particular needs requires the careful weighing of many options, from financial and operational capabilities to potential revenue. Cardtronics sales associates are experts in developing ATM programs that satisfy the unique needs of each merchant and will help you determine which program will maximize your revenue and return just the right balance of risk versus reward.

REQUEST INFORMATION
or call us now for immediate assistance: Dial 1- 877-ATM-8164