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ATM Services for Community Banks
and Credit Unions

ATM surcharge-free cash solutions to improve cardholder convenience and competitive stance

Cardtronics provides financial institutions with world-class ATM services and support, expanding your surcharge-free cash access strategy to delight cardholders and better compete for new accounts.

OnATM is a suite of secure, on-demand, bank-grade ATM services that enable financial institutions to improve cash and self-service access - while reducing costs and refocusing resources on core business initiatives and exceptional customer engagement.

On ATM comprises OnBranch, OnHub, OnPoint, and Allpoint.

Whether you need to compete with the ATM access offered by larger banks, expand your brand presence or simplify your ATM operations so you can focus on your core strategy, Cardtronics’ OnATM provides a solution.

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Allpoint Network: Over 55,000 Surcharge-Free ATMs Worldwide

Every financial institution needs a competitive cash access solution, but not every institution can afford to deploy thousands of its own ATMs. Allpoint provides instant competitive advantage by expanding your surcharge-free network to over 55,000 locations.

Allpoint ATMs are located in the most desirable retail locations like Target, Costco, Walgreens and CVS/pharmacy. Your own ATMs do not participate and you will never send your cardholders to a competitor’s branch.

Joining Allpoint is simple – just provide your BINs and start enjoying surcharge-free ATMs at unprecedented scale overnight. No cards to re-issue, no system updates. We’ll even help you market Allpoint access to your cardholders so you can maximize service investment.

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Points of Presence Solutions:

ATMs Right Where You Need Them

OnPoint expands your brand to the Cardtronics ATMs of your choice, providing pin-point surcharge-free cash where it’s needed most.

Brand the screen experience just for your cardholders, or brand the entire ATM for all to see. Either way, extend your points of presence and increase cardholder convenience without the capital outlay. Leverage the ATM assets Cardtronics has deployed with both national retailers and local favorites.

Beef up your presence in current markets, enter a new market entirely or right-size your own ATM strategy without sacrificing cardholder convenience – OnPoint can help do it all and save significant time and cost in the process.

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ATM Outsourcing Solutions

ATM management the easy way.

At Cardtronics, the ATM is our core competency – it’s what we do. While an important channel for every financial institution, maximizing efficient ATM operation is not at the center of your business. Put our expertise, scale, cost advantages and innovation to work for you, and let Cardtronics free up your vital human and financial assets to focus on what differentiates your institution… leave the ATMs to us.

OnBranch is high quality, cost-effective management of your ATMs, on- and off-premise, wherever they may be.

Focus your vital human and financial resources on what differentiates your institution in the digital era, while Cardtronics manages your still-critical ATM, cash and self-service assets.

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Full-Service Self-Service Banking (UK Only)

Simplify Your Distribution Strategy

Currently offered in the UK, OnHub simplifies your distribution strategy with an on-demand network of convenient self-service banking hubs that give cardholders convenient access to automated banking solutions that extend well beyond cash withdrawals.

These banking transaction hubs and devices can be found inside major retail stores and in select stand-alone locations. OnHub eases branch transformation and rationalization by fulfilling transactional banking tasks like deposits and withdrawals - and removing the burden of these tasks from your branch and teller line.

Refocus your capital and human resources away from no-margin ATM distribution and onto higher margin strategic business initiatives that enhance your customers’ experience and your bottom line.

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Location Services

LocatorSearch allows you to quickly and seamlessly aggregate ATM and branch location data, including Allpoint locations, into one easy-to-use search tool with web, mobile app and telephone IVR options that help your cardholders find your locations pain free.

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ATM Purchases

ATM Outsourcing is a quick and cost effective way to extend ATMs across your branch and off-premise network, but sometimes you just need to purchase a new ATM. As one of the world’s largest buyers of ATM hardware, representing all of the major manufacturers, Cardtronics can help conserve your capital budget by tapping into our buying power and reducing the costs of your new machines. With dedicated ATM sales support, we can help you find the right machines to fit your needs and find the right price too.

Proven. Trusted. Reliable.

Cardtronics is trusted by over 2,300 financial institutions of every size to satisfy the cash access needs of their cardholders across our turnkey ATM outsourcing, Points of Presence Solutions and Allpoint surcharge-free network services.

Unique within the industry, Cardtronics provides the highest level of customer service and data security. We own the hardened processing platform on which our transactions run, a redundant platform vetted and approved by the biggest names in financial services.

Our unequaled retail footprint gives your cardholders cash access in the most convenient, trusted locations such as Target, Costco, Walgreens, CVS/pharmacy, Kroger, Speedway and many more.

Cardtronics’ high-availability ATM network is designed to function without interruption, backed up by 24/7/365 nationwide support, real-time monitoring, and fully redundant operations ready to remedy any rare ATM outage.

No one does more to secure the financial lives of your customers than Cardtronics. We’ve built a fortified ATM processing platform trusted by many of the world’s most security-conscious organizations, and we back that up with an unequaled business continuity system, dedicated security and continuity teams, and redundant operations centers. At Cardtronics, security isn’t an afterthought, it’s in our DNA.

But great security doesn’t mean much if the ATM can’t perform. That’s why we put such a focus on delivering a high-performance ATM environment, maximizing ATM availability and uptime while also ensuring our ATMs meet today’s stringent standards, such as EMV, while being ready for the future.

Keep Up With Cardtronics

Cardtronics provides a unique viewpoint on cash, the payments industry and financial self-service in the Cardtronics blog and provides breaking news and information through the Newsroom and our Cardtronics Twitter feed.

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